| Loan Type | Contact Person | Interest Rate | Max Amount | Credit Requirements | How is Loan Secured | Income Limits | Who Under Writes the Loan | |
|---|---|---|---|---|---|---|---|---|
| Home Federal | MN Fix Up Loan | Tom Klapperick (507) 434-2500 | 2.75% – 4.25% | $75,000 | 630 Credit Score | Recorded Meeting | $139,200 | MN Housing |
| HRA of Austin | CHIP Loan | Taggert Medgaarden (507) 433-1866 | 2% | $10,000 | none | Recorded Meeting | $53,350 Family of 2 | HRA |
| HRA of Austin | CHIP II Loan | Taggert Medgaarden (507) 433-1866 | 2% | $25,000 | none | Recorded Meeting | $65,000 Family of 2 | HRA |
| SEMCAC | Rehabilitation Loan | Cindy Vitse (507) 864-8207 | 0% | $27,000 | none | Recorded Meeting Deferred if HO stays in house 15 years | Check with Cindy | MN Housing |
| SEMCAC | Emergency or Accessibility Loan | Cindy Vitse (507) 864-8207 | 0% | $15,000 | none | Recorded Meeting Deferred if HO stays in house 15 years | Check with Cindy | MN Housing |
