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HCV Homeownership Program

The Housing Choice Voucher (HCV) homeownership program allows families that are assisted under the HCV program to use their voucher to buy a home and receive monthly assistance in meeting homeownership expenses. While the HCV homeownership regulations contemplate a downpayment grant option (where the PHA offers a single downpayment assistance grant to the family instead of a monthly homeownership subsidy), funding has not been appropriated for this purpose and this regulatory provision has never been implemented.


  • Have a HCV Voucher
  • Have a good credit record.
  • Have some cash for a down payment.
  • Be a first time home buyer.
  • Need to complete Home Stretch Workshop and pre-purchase counseling.
  • Need to be employed or on disability payments.

Home Requirements

  • Home needs to pass Section Eight HQS Inspection.
  • Home needs to be inspected by a third party inspector.

After Closing

  • You must comply with HCV guidelines.
  • You may receive assistance for up to 15 years.
  • Elderly or disabled may receive assistance for up to 30 years.

For more information, please contact us or visit